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Our Tailored Advisory Solutions
Our Tailored Advisory Solutions
AAIS advisory programs are based on ‘Best in Class’ forms, rules, and loss costs. Through a collaborative approach, we develop and deliver customized solutions for each of our Members…never prescribed or pre-packaged.
Members are empowered by the confidence and flexibility AAIS programs provide. Our forms and rates can be tailored to target customers and become the foundation for quality underwriting, differentiation, and a competitive advantage.
Stride Ahead with Innovative Program Delivery

Stride Forward with Innovative Program Delivery
AAIS surrounds traditional advisory programs with extensive industry expertise, enabling technologies, and dedicated services that promote efficiency and deliver “speed to market.” From web-enabled underwriting tools and applications to the latest methods and processes for product management and on-boarding, AAIS exemplifies a truly modern organization.
Take in Stride...And now, Stride Insurance Solutions can integrate the traditional advisory offerings and infrastructure of AAIS with advanced insurance technologies and technical support for customized online program solutions only AAIS can deliver.
Superior Service...A Hallmark of AAIS
Superior Service...A Hallmark of AAIS
Since 1936, AAIS has served the Property & Casualty insurance industry as the only national nonprofit advisory organization governed by its member companies. AAIS serves as intermediary between regulators and insurance carriers, filing forms and rates and serving as a statistical reporting bureau. We are committed to evolving with changes in the insurance industry, adding value to our Members, regulators and the industry as a whole.
Partners in Comprehensive Program Development
Partners in Comprehensive Program Development
AAIS complements its top-shelf advisory products and services with related offerings made available through special arrangements with Associate and Alliance Partners, including data and technology providers, reinsurers, reinsurance brokers and other providers that support improved underwriting and portfolio management.
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News & Views
News & Views
New Mexico Outlines Insurers' Procedure for Rating Errors and Refunds

On August 2, 2022, the New Mexico Office of Superintendent of Insurance (OSI) issued Bulletin 2022-014 to all companies covering property and casualty...
MoreWashington Commissioner Directs Insurers to Complete Premium Change Transparency Survey

The Washington State Office of the Insurance Commissioner (OIC) has initiated its rulemaking process regarding its proposed rule related to premium...
MoreOregon Issues Bulletin Outlining Insurer Expectations Following 2020 Labor Day Wildfire

On August 4, 2022, the Oregon Oregon Department of Consumer and Business Services Division of Financial Regulation (DFR) issued Bulletin No. DFR 2022-3...
MoreLouisiana Commissioner Prescribes Required Separate Deductible Form

On August 3, 2022, the Louisiana Department of Insurance (LDI) published Bulletin 2022-04 regarding the prescribed form for named storm, hurricane, and...
MoreNew York Issues Circular Letter Regarding Insurer Disaster Planning, Preparedness, and Response

On July 25, 2022, the New York Department of Financial Services (DFS) issued Insurance Circular Letter No. 10 regarding disaster planning, preparedness...
MoreCalifornia Issues Mandatory Moratorium on Policy Cancellations and Non-Renewals

On August 1, 2022, the California Department of Insurance (CDI) issued Bulletin 2022-9 regarding a mandatory moratorium on residential property insurance...
MoreHawaii Issues 2022 Hurricane Insurance Data Call

On July 8, 2022, the Hawaii Department of Commerce and Consumer Affairs (DCCA) Insurance Division issued Memorandum 2022-7R to implement the 2022...
MorePennsylvania Issues 2021 Private Passenger Automobile Data Call

On July 15, 2022, the Pennsylvania Insurance Department (PID) issued a notice regarding its annual Private Pass Passenger Automobile Data Call...
MoreLouisiana Legislature Implements the Hurricane Mediation Program

The Louisiana State Legislature has enacted Senate Bill 212 (Act 591), implementing the "Hurricane Mediation Program" to provide insureds an alternative...
MoreResponses to Climate Risk Disclosure Survey Due by Nov. 30th

The California Department of Insurance (CA DOI), in collaboration with several other state insurance departments, has released the Climate Risk...
MoreVermont Updates its Criteria and Procedures for Certificates of Authority

On June 20, 2022, the Vermont Department of Financial Regulations posted its revised Bulletin 43 regarding the criteria for company authorization and...
MoreCalifornia Bulletin Outlines Insurer Expectations in Mitigating Racial Bias and Unfair Discrimination

On June 30, 2022, the California Department of Insurance (CDI) issued Bulletin 2022-5 to all admitted and nonadmitted insurers, licensees, and other...
MoreKentucky Issues Data Call for 2021 Disaster Claims Data

On June 29, 2022, the Kentucky Department of Insurance (DOI) issued a data request related to severe storms, flooding, landslides, and mudslides that...
MoreFlorida Legislature Enacts Amendments Regarding Loss Run Statements

The Florida Legislature has enacted Senate Bill 156, implementing amendments relating to loss run statements. The bill was signed by the Governor on...
MoreLouisiana Legislature Enacts Adjuster Communication Requirements for Disaster Claims

The Louisiana State Legislature has enacted Senate Bill 198 (Act 263), outlining adjuster communications requirements for certain residential insurance...
MoreLouisiana Bill Establishes Presumption of Civil Authority Coverage

On June 15, 2022, the Louisiana State Legislature enacted House Bill 83 (Act 434) related to homeowners' insurance policies and loss of use benefits.
MoreMaine Amends Laws Related to Insurance Scores and Risk Classification

The Maine Legislature has enacted Senate Bill 624, which implements changes to the laws governing insurers' use of insurance scores and factors for risk...
MoreTexas Issues 2022 HelpInsure.com Price Comparisons Data Call

On June 24, 2022, the Texas Department of Insurance (TDI) issued Commissioner's Bulletin # B-0005-22 to implement the 2022 HelpInsure.com price...
MoreIllinois Amends Rule to Add Safeguards for Policyholders

On June 10, 2022, the Illinois Department of Insurance (DOI) published a Notice of Adopted Amendments related to Misrepresentation and False Warranties...
MoreWashington Legislature Enacts Changes Related to Transportation Network Companies

During its 2022 Regular Session, the Washington State Legislature passed House Bill 2076 to enact several changes to statutory provisions related to...
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